Contact your State Legislators about the MD Health Security Act Now

May 30, 2011

Healthcare-Now of Maryland makes it easy for you to ask your state legislators to support the Maryland Health Security Act.

Teams of Healthcare-Now of Maryland members have been in Annapolis the past few weeks meeting with state legislators and asking for their support. Of course, as a constituent, your voice is more powerful than ours. That is why we need your help.

Please visit the new page on our website and take a moment to send a note to your state delegate(s) and senator. It only takes a few minutes. You can use our letter or write your own. You don’t even need to know who your state legislators are. Healthcare-Now will find out for you, based on your address, and will provide you with their names and photos. Just go here.

Thank you for taking the time to support the Maryland Health Security Act.

Comments

3 Responses to “Contact your State Legislators about the MD Health Security Act Now”

  1. HARRY DUNBAR on February 13th, 2012 7:08 pm

    Why Are Record Numbers Of Young Adults Jobless And Living At Home With Mom And Dad?

    Posted: 12 Feb 2012 03:17 PM PST

    Marylanders need Single NOW ! Pass the required legeslation ASAP

    In the United States today, unemployment among those age 18 to age 34 is at epidemic levels and the number of young adults that are now living at home with Mom and Dad is at an all-time high. So why are so many of our young adults jobless? Why are record numbers of them unable or unwilling to move out on their own? Well, there are quite a few factors at work. Number one, our education system has completely and totally failed them. As I have written about previously, our education system is a joke and most high school graduates these days are simply not prepared to function at even a very basic level in our society. In addition, college education in the United States has become a giant money making scam that leaves scores of college graduates absolutely drowning in debt. Many young adults end up moving back in with Mom and Dad because they are drowning in so much debt that there are no other options. Thirdly, the number of good jobs continues to decline and this is hitting younger Americans the hardest. Millions of young people enter the workforce excited about the future only to find that there are hordes of applicants for the very limited number of decent jobs that are actually available. So all of this is creating an environment where more young adults are financially dependent on their parents that ever before in modern American history.

    Since the start of the recession, the percentage of young adults in America that are employed has dropped like a rock. In 2007, the employment rate for Americans between the ages of 18 and 24 was 62.4 percent. Today, it is down to 54.3 percent.

    Yes, there are certainly many out there that are lazy, but the truth is that most of them would like to work if they could. It is just that it is much harder to find a job these days.

    And it isn’t just young people that think that the job market has gotten tougher. According to one recent survey, 82 percent of all Americans believe that it is harder for young adults to find jobs today than it was for their parents to find jobs.

    But if they cannot get jobs, then young adults cannot financially support themselves. So more of them than ever are heading back home to live with Mom and Dad.

    In the year 2000, 8.3 percent of all American women between the ages of 25 and 34 were living at home with their parents. Today, that figure is up to 9.7 percent.

    In the year 2000, 12.9 percent of all American men between the ages of 25 and 34 were living at home with their parents. Today, that figure is up to an astounding 18.6 percent.

    Take a moment and let those statistics sink in.

    Nearly one out of every five American men from age 25 to age 34 are living at home with Mommy and Daddy.

    When you look at Americans age 18 to age 24, it is even worse. Among Americans age 18 to age 24, 50 percent of all women and 59 percent of all men still live with their parents.

    Those are very frightening numbers.

    Part of this has to do with a fundamental cultural shift. An increasing number of parents these days expect that they will have to take care of their own children beyond the age of 22. The following is from a recent article by Pew Research….

    When asked in a 1993 survey what age children should be financially independent from their parents, 80% of parents said children have to be self-reliant by age 22. In the current survey, only 67% of parents say children have to be financially independent by age 22—a drop of 13 percentage points.

    But what accounts for the tremendous gender disparity that we see in the figures above?

    Well, one major factor is that young women are now far more likely to pursue a college education than young men are. According to an article in the New York Times, women now account for approximately 57 percent of all enrollments at U.S. colleges and universities.

    The less education you have, the more likely you are to be unemployed in America today. So that is certainly a significant factor.

    But many that have gone on to college are also moving back home. When you are a young adult with no job and no prospects and you are swamped with tens of thousands of dollars of student loan debt, it can be incredibly difficult to be financially independent.

    After adjusting for inflation, U.S. college students are now borrowing about twice as much money as they did a decade ago. Many students that go on to graduate school end up with more than $100,000 in total student loan debt.

    Sadly, those degrees often do not pay off. In fact, in America today one-third of all college graduates end up taking jobs that don’t even require college degrees.

    So what does all of this mean?

    It means that there are millions upon millions of angry, disillusioned and frustrated young adults out there today. A recent USA Today article told the story of 32-year-old Dennis Hansen….

    After a year without work, Hansen, 32, was hired to monitor Lake Michigan and Lake Superior water for the state and federal governments over two summers. He also had short stints as a census worker and as an extra post office hand during one holiday crush.

    It hasn’t been enough: Hansen says he has a $13,000 credit card debt and that’s just for basics — his $600 monthly mortgage, heat and food.

    “It’s definitely a roller coaster,” Hansen says, with the ups coming when he’s done well in a job interview and the downs when there’s a rejection: “That’s when I’m frustrated, angry and wondering why I went to college for 10 years.”

    If the economy was humming along on all cylinders, it would be easy to blame our young adults for being too lazy.

    But these days most young adults have to scramble like crazy just to get a really low paying job. Large numbers of very talented young adults are waiting tables, flipping burgers or stocking shelves at Wal-Mart.

    And this reality is reflected in the overall economic statistics. Since the year 2000, incomes for U.S. households led by someone between the ages of 25 and 34 have fallen by about 12 percent after you adjust for inflation.

    The “wealth gap” between younger Americans and older Americans is also growing and recently hit a new all-time high. U.S. households led by someone 65 years of age or older are now 47 times wealthier than U.S. households led by someone 35 years of age or younger.

    But this is not good for our society. When there is civil unrest, it is not those 65 and older that take to the streets.

    We desperately need our economy to get healthy again so that our young adults can get good jobs, get married, set up households, raise families and be productive members of society.

    Instead, the percentage of young adults that have jobs is near an all-time low, the percentage of young adults living with their parents is at an all-time high, the proportion of adults in the United States that are married is at an all-time low and we have hordes of angry, frustrated young adults with plenty of time on their hands.

    You don’t have to be a genius to see trouble on the horizon.

    What is going to happen when the next major financial crisis comes and the economy gets significantly worse than it is now?

    In the end, we are going to reap what we have sown. We have fundamentally failed our young adults, and those failures are going to produce some very bitter fruit.

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